David Zalik spots diamond in rough, creates highly successful GreenSky Credit

David Zalik is a name that most people are not familiar with. And that has been largely by design. The 44-year-old fintech executive is one of the most spotlight-shunning figures in the upper echelons of the business world. Zalik, in fact, had not even given a single interview to the business press until just last year.

Yet, the remarkable entrepreneur has a storied past. He immigrated to the United States from Israel with his family at the age of just four. In school, Zalik quickly proved to be a formidable prodigy, quickly breezing through grade after grade, doing things in a couple of years that normally takes other students over a decade. By the age of 12, he had graduated from high school with many advanced credits.

Zalik was personally invited to attend Auburn University, an offer that he accepted. However, Zalik found academic life to be stifling. By the age of 14, he was already itching to do something of substance in the real world. He dropped out and formed his first company, computer manufacturer MicroTech.

Zalik proved to be as astute a businessman as he had been a student. He grew MicroTech at a solid pace even as he was unable to personally enter into many contracts due to his age. By the time he had reached age 22, MicroTech was being actively sought by a number of larger firms. Zalik sold the company for $5 million.

He parlayed that into commercial real estate where he also did well. By the age of 32, Zalik was in a position to start GreenSky Credit, a company dedicated to providing loans at the retail level for big-ticket items. The idea for GreenSky came to Zalik when he was working with some of the largest home improvement contractors in the country as a routine part of another one of his businesses. Zalik spotted a huge opportunity involving extending instant loans at the point of sale. And this was the impetus behind GreenSky.

Today, GreenSky is one of the most successful firms in the fintech sector and is worth an estimated $5 billion.

https://www.greenskyonline.com/greensky/password/forgot

Robert Ivy: The Versatile Leader With Style

Professional societies play a major role in bridging the knowledge gaps in the professional world that the school training and on the job training does not offer. The perks of joining a professional organization include getting chances to network with people in the same field, gaining access to educational programs and the chance to build credibility through competing for award in the industry and taking on different leadership opportunities.

The professional associations always provide information to benefit their members through newsletters, webinars and on their websites. This information is crucial for members of the association especially those who are new to the professions. Annual conferences hosted by professional organizations bring together workers which enables the workers to meet their peers and leaders. Such conferences often result in informal connections that help the members of the organization to learn more about job opportunities within the organization. Find out more about Robert on Tulane School of Architecture.

According to Robert Ivy, executive vice president and CEO of the American Institute of Architects, architects may be small in number but they still have a strong voice. He states that Architects have an advocacy organization that was able to affect the tax legislation. Robert Ivy is a renowned architect and he is also the first one to win the Noel Polk Lifetime Achievement Award.

Some industries believe that being a member of an organization provides credibility. Membership in a professional organization is an indicator of one’s commitment to the profession and allows one to keep up to date with new developments in the profession. Robert Ivy believes that the code of ethics in the AIA holds the members accountable and guides the members to uphold values that the organization stands for.

The professional association that one chooses to join is very important for the development of one’s career path. Some workers may benefit by joining more than one association as it is dependent on the job functions and the industry. Robert Ivy who is an architect, author, editor and a teacher of the architectural profession has had several leadership roles in different professional associations. This includes being an editor in chief for Architectural record and Vice President .  Visit: https://www.mswritersandmusicians.com/mississippi-writers/robert-ivy  

 

Shervin Pishevar says irresponsible U.S. fiscal and monetary policies could drive surge in municipal bankruptcies

drive surge in municipal bankruptcies

Shervin Pishevar has built a career on his in-depth financial expertise. The entrepreneur and venture capitalist has spent the last 20 years building companies from the ground up and providing the early-round financing to help others do the same. Through his venture capital firm, Investment company, Shervin Pishevar has helped to launch some of the biggest names in the tech industry, including Virgin Hyperloop, Uber and Airbnb.

But it is in the realm of social media that Shervin Pishevar is gaining the widest audience. With a Twitter feed that features more than 100,000 followers, Shervin Pishevar is among the most influential figures in the world of tech. In a recent 21-hour tweet storm, he unleashed a number of diatribes against the irresponsible policies of both the Federal Reserve as well as the federal government itself, warning about the long-term consequences of fiscal and monetary carelessness.

Bankruptcy looms for Chicago, Hartford

Shervin Pishevar argues that one of the biggest impending crises that no one ever talks about is the looming bankruptcy of Chicago, one of the biggest cities in the United States in terms of its economy. While Pishevar says that the crisis currently unfolding in Chicago can be squarely blamed on the towering recklessness of years of Democratic rule, he says that a large part of the city’s problems can also be traced back to the crazy policies of the Fed.

Pishevar says that cities like Chicago have been unable to realize the gains they had projected throughout the last decade with respect to debt investments. This is because the Federal Reserve has artificially suppressed interest rates to such an extent that saving money has become almost financial anathema.

Pishevar says that city pension funds have now missed years and years of compounding and are sinking ever further behind, causing unfunded liabilities to mount and hurling Chicago teacher, police and firefighter pension funds towards the brink of insolvency. At the same time, he says that attempts to tax their way out of the crisis are not likely to go well as taxpayers will quickly realize that paying current dollars for past obligations are not adding anything to their lives.

https://www.linkedin.com/in/shervinpishevar

Tony Petrello- A Generous Philanthropist

Tony Petrello is popular as one of the top-paid CEOs in the United States. He heads an oil and natural gas drilling company known as Nabors Industries. It is the biggest drilling technology company in the world. It provides drilling equipment and services to oil and natural gas companies all over the world.

Tony Petrello joined the company in 1991 and has been a part of it since then. He has moved from the position of COO and president of the company to now the CEO and chairman of the executive committee of the board. His input in the company has transformed it from a small company in the early 1990s to now a global giant.

Tony Petrello may be known for his role in the management of Nabors Industries, but there is another field he is doing very well. He is in philanthropy, and his donations are making a huge transformation in the lives of the people. One of the missions he is supporting is the development of a neurological research center in Texas. The facility is located at the Texas children’s hospital. The facility is center for research and treatment of children with neurological disorders. One of the challenges that face this medical field is that there has never been research done to identify what causes neurological disorders in children.

Read more: Tony Petrello Donates $7 Million to Texas Children’s Hospital of Houston

Tony Petrello was inspired to engage in philanthropy by the condition of his daughter Carena who was born with a neurological disorder which later developed into Cerebral Palsy. This is a condition which has left her handicapped; she cannot coordinate movements and therefore eating or walking are very hard tasks for her. While Tony Petrello was looking for treatment, he did not get even a single hospital that could help her daughter. This was when he decided to go back to Texas and work with Texas children’s Hospital so that they could start a facility that could come up with a solution to neurological disorders in children.

Tony has been contributing funds to this facility. So far, he has given out $7 million which have gone to equipping the facility and getting the world’s top doctors and surgeons. Petrello hopes that one day the facility will come up with a solution to the cause of neurological disorders in children. This is the only way, her daughter and thousands of many other children from all over the world can get to live a better life.

Source: https://thereisnoconsensus.com/mathematics-law-business-charity-unique-american-dream-tony-petrello/

Luiz Carlos Trabuco Cappi: Serving The Bradesco Bank For Five Decades

Luiz Carlos Trabuco Cappi served for more than five decades, spending most of his life with the company. He joined the company when he was only a teenager, spending the first 15 years with Bradesco Bank as a bank clerk. During this time, he balanced his life working at the bank and attending the university where he received his bachelor’s degree. After serving for 15 years as a bank clerk, the superiors finally noticed his hard work and he was promoted to a higher position.

When Luiz Carlos Trabuco Cappi turned 32 years old, he was assigned to work as the company’s marketing director. The new responsibility given to him was to ensure that Bradesco Bank will be having a great relationship with the media. He assured that the bank he is working for would receive a positive image projected by the broadcasting companies in Brazil, and he would sometimes release news that would increase the positive reputation of the company that he is working for. He would work in this department for eight years, and after he has shown his superiors that he could manage to be the marketing director of the company, he was promoted once again to a higher position.

Read more on banco.bradesco

In 1998, Luiz Carlos Trabuco Cappi was assigned under the Bradesco Vida e Previdencia, a subsidiary of Bradesco Bank. He was given a chance to become its chief executive officer, and his performance never disappointed his superiors. He proved to them that he deserved every promotion that he received, and the upper management has praised his leadership skills because of how he could handle all of the challenges faced by the department. A year after his appointment as the CEO of the bank’s many subsidiaries, he was appointed to become the executive vice president of the whole organization.

His role at Bradesco Bank started to encompass all aspects of the business, but he still managed to get things done. Luiz Carlos Trabuco Cappi, as the executive vice president of the company, was also given other roles to fill in, such as being the president of Bradesco Seguros. He managed to control the Brazilian insurance market after he sat down as the president of the department, with Bradesco Bank being able to secure a quarter of the whole industry in the country. His brilliant work history landed him the most significant promotion that he would ever receive.

In 2009, Luiz Carlos Trabuco Cappi was named as the next president of Bradesco Bank. The board of directors explained that they are looking for someone who has strong leadership skills, and they found everything in his persona. After he got the post, he ensured that the employees working at Bradesco Bank are treated nicely. He introduced reforms which have given the employees better benefits, and he also spearheaded several programs that benefited the company, like the acquisition of HSBC Brazil for $5.2 billion. This year, he had to step down from his position because he already reached the retirement age.

See: http://www1.folha.uol.com.br/mercado/2017/10/1926243-proximo-presidente-do-bradesco-saira-da-diretoria-do-banco-diz-trabuco.shtml

Doe Deere Goes With her Gut

Lime Crime has earned a reputation for being bold and unapologetic. A lot has been happening with the brand with new and exciting products such as the Polly Pocket inspired eyeshadow palettes and now with the opening of the Feelunique x Lime Crime Pop Up Shop in London.

 

According to Doe Deere, a cult is one and the same as being unique. It’s doing what hasn’t yet been done and about standing out from the “norm.” Being cruelty-free and vegan is a very important aspect of Lime Crime and has always been a very high priority for the brand. The company also does a lot of animal charity work.

 

It has not always been an easy trip to the top for Lime Crime but Doe Deere has used her mistakes to grow, and she has learned from what didn’t work or what was just not meant to be.

 

Some trends to be on the lookout for this year includes ultraviolet and lavender as well as pretty much any shade of lavender. Lime Crime just launched its Venus III Eyeshadow Palette that features lilac.

 

Doe Deere advises new entrepreneurs to find what is missing in the market and to fill it. She also advises to listen to your gut and always to be innovating. Deere originally concocted her products, but her team has since taken over to free up her time spend on other aspects of her business. Now that her team and she are working together it is easier to get the formulations perfect.

 

Deere feels that it is great to embrace your individuality and feels fortunate to live in a time that owning your individuality is the “in” thing to do. Social media has been a great engine behind the growth of Lime Crime and continued to keep her and her company connected to her large and ever-growing fan base.

 

To Deere, the packaging is an important aspect of their products and also what makes them fun. Deere is very into toy-like makeup items that are simply fun to use and to incorporate into your daily makeup routine.

 

The palettes that Lime Crime puts out have been carefully crafted, and the colors have been chosen because they are meant to be together. They did not make it into the palette by accident.The original Venus palette box was all about the grunge look, and the palettes that they have been putting out lately are softer and more neutral, so they are great for everyday wear. Learn more: http://www.revelist.com/beauty-news-/doe-deere-controversy/11973

 

Deere advises newbies to the bright color scene to first experiment at home until you get the look you are going for. There is nothing with being bold, but you need to feel comfortable with your new look so that you can really rock it.

 

Deere decide to expand into hair color because why not? It is a great way to express yourself, and since she has been dying her own hair for ten years, it just made sense to branch off in that direction.